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No Interest if Paid in Full in 6 Months, with Payments Required
GreenSky® Plan 2602 offers a 6-month promotional period with required monthly payments. Interest is billed during the promotional period but is waived if you pay the full amount financed before the promotional period expires. Making only the required monthly payments will not pay off the full balance within six months.
Rates range from 17.99% to 24.99% APR, depending on income and creditworthiness. Any unpaid balance and amounts owed after the promotional period are repaid over the following 78 monthly payments. For every $1,000 financed at 24.99% APR, the estimated payment structure is 84 monthly payments of $25.30.
This example is an estimate only. Actual payment amounts are based on the amount and timing of purchases. Call 866-936-0602 for financing costs and terms.
Subject to credit approval. Rates range from 17.99% to 24.99% APR. Loan amount, APR, and terms vary based on creditworthiness and other applicable criteria. GreenSky® consumer loans are provided by Synovus Bank, Member FDIC, NMLS #408043. GreenSky Servicing, LLC services loans on behalf of the lender, NMLS #1416362. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. Program lenders determine all credit decisions and loan terms.
No Interest if Paid in Full in 12 Months, with Payments Required
GreenSky® Plan 2613 provides a 12-month promotional period with required monthly payments. To waive billed interest, you must pay the full amount financed before the promotional period expires. Making only the required monthly payments will not pay off the full balance within the promotional period.
Rates range from 17.99% to 24.99% APR, with the loan amount and rate based on income and creditworthiness. Any unpaid balance and amounts owed after the 12-month promotional period are repaid over 72 additional monthly payments. For every $1,000 financed at 24.99% APR, the estimated payment structure is 84 monthly payments of $25.30.
Subject to credit approval.
No Interest if Paid in Full in 12 Months, with No Payments Required
GreenSky® Plan 2521 provides a 12-month promotional period with no required monthly payments. Interest is billed during the promotional period but is waived if you pay the full amount financed before the promotional period expires. If you do not pay the balance in full by that deadline, the billed interest becomes payable.
Rates range from 15.85% to 21.19% APR, while applicable interest rates range from 17.99% to 24.99%. Only well-qualified applicants will receive an APR of 15.85%; some applicants may not qualify. Loan amount and rate vary based on income and creditworthiness.
Any unpaid balance and amounts owed after the promotional period are repaid over 84 monthly payments. For every $1,000 financed at a fixed interest rate of 24.99%, the estimated payment structure is 12 monthly payments of $0 followed by 84 monthly payments of $28.29.
Subject to credit approval.
Fixed Rate 9.99% APR for 120 Months
GreenSky® Plan 2740 offers a fixed 9.99% APR with payments spread over a 120-month loan term. Unlike the deferred-interest options above, this plan uses scheduled monthly payments throughout the repayment period.
For example, a $10,000 purchase financed at 9.99% APR would result in approximately 120 monthly payments of $132.09. This example is an estimate only. Actual payment amounts are based on the amount and timing of purchases. Call 866-936-0602 for financing costs and terms.
Subject to credit approval.
Fixed Rate 10.99% APR for 180 Months
GreenSky® Plan 1509 provides a fixed 10.99% APR with a 180-month loan term, allowing qualifying customers to spread the cost of eligible plumbing projects over 15 years. Unlike the deferred-interest plans above, this option uses scheduled monthly payments throughout the repayment term.
For every $1,000 financed at 10.99% APR, the estimated payment is $11.36 per month for 180 months, assuming the full credit limit is used on the loan approval date. This example is an estimate only. Actual payment amounts are based on the amount and timing of purchases. Call 866-936-0602 for financing costs and terms.
Subject to credit approval.
GreenSky Financing Disclosure
GreenSky® program consumer loans are made by Synovus Bank, Member FDIC, NMLS #408043, without regard to age, race, color, religion, national origin, gender, disability, or familial status. GreenSky Servicing, LLC (“GSS”, NMLS #1416362, www.nmlsconsumeraccess.org) is a financial technology company that manages the GreenSky program by supporting originations and servicing the loans on behalf of banks and other financial institutions that make or hold program loans. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with the GreenSky program. GreenSky LLC and GSS are not lenders. All credit decisions and loan terms are determined by program lenders.
How GreenSky Financing Works Through Copperhead Plumbing
Copperhead Plumbing participates in the GreenSky® Program as a merchant and offers eligible customers access to financing for qualifying plumbing projects. Copperhead Plumbing is not the lender and does not make credit decisions or determine individual loan terms.
Copperhead Plumbing may pay GreenSky fees in connection with financed customer transactions. Financing is subject to credit approval, and the APR, promotional period, repayment term, and monthly payment depend on the financing plan selected and the applicant’s qualifications.
Review all loan disclosures before accepting financing. For questions about financing costs and terms, call GreenSky at 866-936-0602.
Financing terms shown on this page are effective as of [Effective Date] and are subject to change. Current eligibility and final loan terms are determined by the applicable GreenSky Program lender at the time of application.
How to Apply for GreenSky Financing
Customers can apply for GreenSky® financing online, through the GreenSky mobile application, or electronically with assistance from a GreenSky Program customer service representative. The application asks for basic personal and financial information, including name, address, Social Security number, and income. GreenSky also requires identity verification using a government-issued photo ID.
Applicants may be presented with financing options based on their application and credit profile. When available, prequalification uses a soft credit inquiry, while accepting a loan offer and submitting it for final review may involve a hard credit inquiry. Prequalification does not guarantee final loan approval.
Subject to credit approval. Review the applicable APR, repayment term, promotional conditions, and loan disclosures before accepting an offer. Call 866-936-0602 for financing costs and terms.
What to Review Before Choosing a Financing Plan
Before selecting a GreenSky® financing option, compare the APR, promotional period, required monthly payments, total repayment term, and what happens if you do not pay a promotional balance in full by the deadline. Deferred-interest and fixed-rate plans work differently, so review the specific loan agreement before accepting financing.
For deferred-interest plans, interest is billed during the promotional period and is waived only if you pay the entire purchase balance in full before the period ends. Some plans require monthly payments during the promotion, while others do not. Fixed-rate plans instead use a stated APR and scheduled payments over the repayment term. GreenSky recommends reviewing the interest rate, monthly payment, promotional terms, and total financing cost before proceeding.